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LG Hizon Insurance Agency and General Services together with Standard Insurance Motor Car Insurance, you get the most comprehensive insurance package which will ensure your safety and peace of mind.

The Standard Motorcar Insurance gives you more reasons to drive with ease and peace of mind with the following coverages:

  • Compulsory Third Party Liability (CTPL)

Own Damage

  • Coverage against damages to the property.


  • Coverage that compensate the assured in case of loss of the whole insured vehicle or parts

Compulsory Third Party Liability (CTPL)

  • Coverage required by the law that protects the assured against liability for death of or bodily injury to third party.

Excess Bodily Injury (EBI) 

  • Voluntary coverage answers for indemnities beyond the limit set forth under CTPL coverage.

Acts of Nature Coverage (AON)

  • A coverage against the forces of nature. It will protect your car against damages during a typhoon, flood, hurricane, volcanic eruption, earthquake or other convulsions of nature.

Third Party Property Damage (TPPD) 

  • Voluntary coverage, the assured against liability for damage to third party property due to arising from accident caused by the insured vehicle.

PA Rider

  • This is a voluntary coverage that financially protects the passengers against an injury or death due to car accident.

For more information about Motor Car Insurance, please inquire here. You may also call our Customer Service at 072 603-1130 , email us at linaflor.hizon@gmail.com or visit any of our office at #697 Ilocanos Norte, San Fernando City, La Union 2500.

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